SIP Calculator Online | Systematic Investment Plan Calculator

Calculate the returns of your Systematic Investment Plan (SIP) with our comprehensive SIP calculator and monthly investment calculator. Understand the power of regular investing using our mutual fund SIP calculator and SIP return calculator for effective financial planning.

What is SIP?

SIP (Systematic Investment Plan) is an investment method that allows you to invest a fixed amount regularly in mutual funds or other investment vehicles. Rather than making a large, one-time investment, SIP enables you to invest smaller amounts periodically (typically monthly), helping you build wealth through:

Disciplined investing - Regular automatic investments build financial discipline
Dollar-cost averaging - By investing regularly, you buy more units when prices are low and fewer when prices are high, potentially lowering your average cost
Power of compounding - Over time, your returns generate their own returns, accelerating wealth creation
Affordability - Start with as little as $500 per month, making investing accessible to everyone

Monthly Investment Amount:

The amount you plan to invest monthly in your SIP.

Expected Annual Return Rate (%):

The yearly return rate you expect to earn on your investments.

Time Period (Years):

The number of years you plan to invest.

Total Investment:

Estimated Returns:

Total Value:

Typical Use Cases

Use this SIP calculator to plan for long-term wealth creation through systematic investments. Our monthly investment calculator is ideal for retirement planning, education funding, or any other financial goal that requires disciplined saving. Perfect for mutual fund SIP calculator needs and understanding SIP return calculator projections for systematic investment planning.

Formula

$FV = P × ({[1 + r]^n - 1} / r) × (1 + r)$

FV: The future value of the SIP investment
P: The amount you invest per month
r: The monthly interest rate (annual rate ÷ 12 ÷ 100)
n: The number of months